Cyber insurance checklist for BC small businesses
Insurers ask more questions every year. Here is what usually comes up, and what it means in practice.
What insurers commonly ask about
| Control | What it means | Included with us |
|---|---|---|
| Multi-factor authentication | A code or app approval on email, remote access and admin accounts | Yes |
| Endpoint detection and response | Security software that detects and stops attacks, monitored by people | Yes |
| Backups, separate and tested | Copies that ransomware cannot easily delete, with test restores | Yes |
| Email filtering | Blocking phishing and malicious attachments | Yes |
| Patching | Updates installed promptly on computers and servers | Yes |
| Security awareness training | Regular training and phishing simulations | Complete and Premium |
| Incident response plan | Who to call and what to do if something happens | Yes |
| Payment verification process | Call-back rules for banking changes | We help set it up |
Before your renewal
- Get last year's application and see what you answered.
- Check that every "yes" is actually true today, for every user and device.
- Close gaps before you sign; a wrong answer can cause problems at claim time.
- Keep evidence: reports showing MFA, backups and training.
We fill in the technical sections with you and give you the reports to back them up. Your broker handles the policy itself.
Questions
Will these controls lower my premium?
Sometimes, and they often decide whether you can get coverage at all. Your broker can tell you how your insurer prices them.
Do you sell insurance?
No. We handle the technical side; your broker handles the policy.
Talk to an IT company that answers the phone
Book a free, no-pressure IT assessment. We look at your security, backups, email and phones, then tell you plainly what we would fix. Before you decide, we give you the names and phone numbers of current clients to call.
- Call 778-826-0464
- Live chat or call from your browser
- Email info@itsurrey.ca
- A real person in BC, usually within 15 minutes
Get a free IT assessment
Tell us a little about your business. A real person replies, usually within 15 minutes during business hours.